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Auto Accident & No-Fault Rides

Auto Accident Medical Transportation for Michigan No-Fault Claims

Rides to doctors, therapy and rehab after a car accident — coordinated with your auto insurer or the Michigan Assigned Claims Plan (MACP).

Accessible medical transportation van for auto accident patients in Michigan

Auto Accident (No-Fault) Transportation: the short answer

Under Michigan no-fault auto insurance, personal injury protection (PIP) can cover reasonably necessary transportation to accident-related medical care. CuraTransit provides wheelchair and ambulatory rides to doctors, therapy and rehab for eligible auto-accident claims and eligible MACP cases, and can coordinate with the insurer or claims adjuster. Coverage depends on your claim and benefit verification.

Who this service is for

  • People injured in a Michigan auto accident who cannot drive
  • Patients in physical therapy, chiropractic or rehab after a crash
  • Accident victims assigned through the MACP
  • Case managers and attorneys arranging client transportation

What's included with every auto accident (no-fault) transportation ride

Insurer coordination

We work with your claim number and adjuster to verify transportation benefits.

MACP cases accepted

Eligible Michigan Assigned Claims Plan cases when no auto insurer applies.

Therapy & rehab schedules

Recurring rides to PT, OT, chiropractic and specialist visits.

Wheelchair & ambulatory

Accessible vans for patients with injuries that limit mobility.

How no-fault medical transportation works in Michigan

Michigan's no-fault law makes personal injury protection (PIP) benefits responsible for "allowable expenses" — reasonable charges for products, services and accommodations reasonably necessary for an injured person's care, recovery or rehabilitation. Transportation to accident-related medical treatment is commonly claimed under these benefits.

Since the 2019 no-fault reform, the amount of PIP medical coverage depends on the coverage level chosen on the policy, and many medical providers are paid under a fee schedule. That is why every transportation claim starts with benefit verification.

If no auto insurance policy applies to you, you may be able to claim benefits through the Michigan Assigned Claims Plan (MACP), which assigns an insurer to handle the claim. CuraTransit accepts eligible MACP cases subject to claim assignment and benefit verification.

What we need to set up no-fault rides

To start, have this information ready when you call:

  • Auto insurer name and claim number (or your MACP claim/assigned insurer)
  • Adjuster or case manager name and contact information
  • Date of the accident
  • Your treatment schedule (clinics, days and times)
  • Whether you need wheelchair or ambulatory service

Important deadlines

Michigan law generally requires that an application for no-fault benefits be filed with the insurer within one year of the accident. If you have questions about your rights or a denied claim, talk to a Michigan auto-accident attorney — CuraTransit is a transportation provider and does not give legal advice.

Learn more in our insurance & payment options guide, or read the official overview from the State of Michigan auto insurance FAQ.

How to book auto accident (no-fault) transportation

  1. 1

    Call with your claim info

    Share your insurer, claim number and treatment schedule.

  2. 2

    Benefit verification

    We confirm transportation coverage with the insurer or MACP-assigned carrier.

  3. 3

    Rides scheduled

    We book your therapy and doctor rides — one-time or recurring.

  4. 4

    Billing handled

    For approved claims we coordinate billing with the insurer.

Auto Accident (No-Fault) Transportation FAQs

Michigan no-fault PIP benefits cover allowable expenses that are reasonably necessary for an injured person's care, recovery or rehabilitation, which commonly includes transportation to accident-related medical treatment. Coverage depends on your policy's PIP medical limit, your claim status and benefit verification.

Book auto accident (no-fault) transportation today

Book online in two minutes or call our dispatch team — we confirm every trip personally.